Your organization has decided to use cloud benefits.

According to Oracle Benefits Cloud datasheet1, the structure of the benefits system consists of four items: program, plan type, plan, and option1. A program is a collection of plan types that share common eligibility rules. A plan type is a category of benefits, such as medical or dental. A plan is a specific offering within a plan type, such as PPO or HMO. An option is a variation within a plan, such as single or family coverage1

https://www.oracle.com/a/ocom/docs/applications/hcm/oracle-benefits-ds.pdf