Generally speaking, should the monitor templates be used as production monitors or should they be...

Most templates, such as http and tcp, are as effective as customized monitors.

Monitor template customization is only a matter of preference, not an issue of effectiveness or performance.

Most templates, such as https, should have the receive rule customized to make the monitor more robust.

While some templates, such as ftp, must be customized, those that can be used without modification are not improved by specific changes.