A colleague wants to minimize their security responsibility because they are in a small organization.

Software as a Service (SaaS) offers the least amount of security responsibility for the end-user or organization, as the service provider manages the underlying infrastructure, software maintenance, security patching, and updates. Choosing a SaaS application means the colleague's organization would not be responsible for the physical servers, operating systems, or the application's security configurations, making it the best option for minimizing their security responsibilities.