A student is setting up a new Windows 10 laptop for the upcoming semester.

To change the wallpaper on a Windows 10 laptop, the "Personalization" settings should be used. These settings allow users to customize themes, which include various aspects of the desktop environment such as the desktop wallpaper, screen saver, color scheme, and more. This makes "Personalization" the correct option for customizing the wallpaper.References: Official CompTIA A+ Core 1 and Core 2 Student Guide​​.