Refer to the exhibit.

The ―summary-address‖ is only used to create aggregate addresses for OSPF at an autonomous system boundary. It means this command should only be used on the ASBR when you are trying to summarize externally redistributed routes from another protocol domain or you have a NSSA area. But a requirement to create a summarized route is:

―The ASBR compares the summary route’s range of addresses with all routes redistributed into OSPF on that ASBR to find any subordinate subnets (subnets that sit inside the summary route range). If at least one subordinate subnet exists, the ASBR advertises the summary route.‖