Option D most accurately characterizes Type IV-B under the 2021 IBC. The default rule is that interior faces of mass timber elements—including the inside face of exterior mass timber walls and mass timber roofs—receive noncombustible protection. However, Section 602.4.2.2.2 permits specifically limited portions of walls and ceilings to remain exposed.
That combination of extensive protection plus controlled exposure is the defining practical distinction between Types IV-A, IV-B, and IV-C. Type IV-A requires essentially complete interior protection of mass timber surfaces. Type IV-B uses substantial noncombustible protection but permits limited exposed wall and ceiling areas under quantitative and separation restrictions. Type IV-C, by contrast, permits mass timber interior elements to remain unprotected generally, while retaining special requirements for exterior walls, concealed spaces, and shaft enclosures.
Option A therefore more closely describes the protection philosophy of Type IV-A. Option B invents a 50-percent rule that does not exist in the 2021 IBC. Option C more closely resembles the broad exposure philosophy of Type IV-C, though even that wording oversimplifies its specific requirements.
References/Topics: 2021 IBC Sections 602.4.1, 602.4.2 and 602.4.3; Type IV-A, IV-B and IV-C protection concepts.
===============