One true statement about the rate ratios used by a health plan is that the

End result of a typical family rate ratio is that the health plan's family rate is subsidized by its single premium rate

health plan cannot arbitrarily increase or decrease its rate ratio for a rate category

rate ratios used by the health plan most likely have been established by government regulations

health plan should determine its rate ratios by considering family size alone rather than competitive factors such as the ratios that competitors are using