The following statement(s) can correctly be made about a health plan's underwriting of small groups:

Typically, a health plan medically underwrites both the employees of a small group and their dependents, even though small group reform laws prohibit health plans from singling out individuals for rejection or substandard rate-ups.

In the absence of laws mandating otherwise, a health plan's underwriting standards grow stricter as group size gets smaller.

Both A and B

A only

B only

Neither A nor B