Stop-loss insurance is designed to protect physicians who face substantial financial risk as a result...

physician has a patient panel that exceeds 25,000 patients

physician receives a bonus that is based solely on quality of care, patient satisfaction, or physician participation

difference between the physician’s maximum potential payments and his or her minimum potential payments is less than 25% of the maximum potential payments

physician is subject to a withhold that is greater than 25% of his or her potential payments