A financial company is developing a generative AI application for loan approval decisions.

The correct answer is A, as the most effective way to ensure fairness in AI systems is to audit and diversify training data. AWS Responsible AI documentation stresses that bias originates primarily from unbalanced or incomplete datasets. By including samples from all demographic groups, the model learns patterns that generalize fairly across populations. AWS SageMaker Clarify supports data bias detection and offers fairness metrics like demographic parity and equal opportunity difference. Deeper models (option B) or secrecy (option C) do not mitigate bias and may worsen transparency. Static test datasets (option D) fail to capture evolving data distributions. Therefore, ongoing bias reviews and diverse datasets form the foundation of responsible generative AI for financial use cases.

Referenced AWS AI/ML Documents and Study Guides:

AWS Responsible AI Whitepaper – Fairness and Bias Mitigation

Amazon SageMaker Clarify Documentation – Bias Detection