An inspector has discovered significant cracking in a T-joint where hot and cold hydrogen-containing streams...

API RP 571 on Thermal Fatigue:

“Mixing of hot and cold streams, particularly where hydrogen is present, can induce thermal cycling stresses, leading to thermal fatigue cracking, especially at fittings like tees.”

“Hydrogen embrittlement typically affects stressed zones, but this pattern strongly indicates thermal fatigue.”

So the correct answer is C – Thermal fatigue.