Anita is interviewing her client ' s employee, whom she suspects committed check fraud.

Oral consent is generally not sufficient to obtain a suspect’s bank records. The CFE Prep - Investigations states:

“Accessing a subject’s bank records from financial institutions generally requires written consent. Oral consent is the least effective way to obtain permission”.

The Fraud Examiners Manual also notes that bank information can usually only be obtained with subpoena, search warrant, or written consent.