Refer to the exhibit.

Block Malicious Website has nothing to do with infected files. Since Realtime Protection is OFF, it will be allowed without being scanned.

Based on the settings shown in the exhibit:

Realtime Protection:OFF

Dynamic Threat Detection:OFF

Block malicious websites:ON

Threats Detected:75

The "Realtime Protection" setting is crucial for preventing infected files from being downloaded and executed. Since "Realtime Protection" is OFF, FortiClient will not actively scan files being downloaded. The setting "Block malicious websites" is intended to prevent access to known malicious websites but does not scan files for infections.

Therefore, when a user tries to download an infected file, FortiClient will allow the file to download without scanning it due to the Realtime Protection being OFF.

References

FortiClient EMS 7.2 Study Guide, Antivirus Protection Section

Fortinet Documentation on FortiClient Real-time Protection Settings