When motor insurance is purchased directly with an insurer, what is usually the main disadvantage...

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When motor insurance is purchased directly with an insurer, what is usually the main disadvantage to the policyholder in the event of a claim compared to purchasing indirectly through a different marketing channel?

There is no intermediary to provide assistance.

The risk of losing a no claims discount is greater.

The policy excess is higher.

A courtesy car is not available.

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Update on: Feb 17, 2026
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In the event of an insurer including an unclear clause in its household insurance policy,...

A Terms of Business Agreement between an insurer and an intermediary sets out the

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When motor insurance is purchased directly with an insurer, what is usually the main disadvantage...

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