According to IIA guidance, which of the following is true regarding typical fraud schemes?

According to IIA guidance, which of the following is true regarding typical fraud schemes?

1.A diversion occurs when an employee has an undisclosed personal economic interest in a transaction that adversely affects the organization

2.Tax evasion is intentional reporting of false or misleading information on a tax return by an organization to reduce taxes owed.

3.Skimming involves stealing cash or assets from the organization and is normally concealed by adjusting the organization’s records

4Disbursement fraud occurs when a person causes the organization to issue a payment for fictitious goods or services