An individual life insurance policy may include coverage for all of the following EXCEPT:

Individual life insurance policies often allow riders or supplementary coverage options, but they do not cover workers' compensation, which is a separate insurance category.

Disability (A): Can be included as a rider, such as a waiver of premium or disability income benefit.

Long-term care (B): Often available as an optional rider to address extended medical care expenses.

Burial (D): Final expense policies or riders can be added to cover funeral and burial costs.

Workers’ compensation (C): Not covered under life insurance policies; this is a specific insurance product regulated differently.