To determine whether unfair trade practices have been violated, who has the power to examine...

Comprehensive and Detailed Step by Step Explanation:

The Maryland Insurance Administration (MIA) is the regulatory body responsible for ensuring compliance with state insurance laws, including identifying unfair trade practices:

The Maryland Insurance Administration (A):Has statutory authority to examine insurers’ books and records to investigate potential violations and protect consumers.

National Association of Insurance Commissioners (B):Provides guidance but lacks enforcement powers in Maryland.

Federal Deposit Insurance Corporation (C):Regulates banks, not insurers.

PCIGC (D):Handles claims for insolvent insurers but does not investigate trade practices.