Authority of the Maryland Insurance Administration (MIA).
The MIA has the authority to investigate complaints, conduct hearings, and impose disciplinary actions against licensed producers.
Evaluate each option.
A. Investigation and hearing
Correct. The MIA investigates alleged violations and may hold administrative hearings.
B. Decision is final
Incorrect. MIA decisions are subject to judicial review and appeal under Maryland administrative law.
C. License suspension
Correct. The MIA may suspend, revoke, or refuse to renew a producer’s license.
Good-faith enforcement relevance.
Maryland’s system ensures fairness by allowing producers due process and appeal rights.
Conclusion.
Because MIA decisions are not automatically final, option B is the correct answer.
