Bernadette, a 27-year-old single woman, earns $78,000 annually as a production assistant.

Vendor: IFSE Institute
Product: LLQP
Update on: Jul 22, 2025
Questions: 298

IFSE Institute LLQP Question Answer

Bernadette, a 27-year-old single woman, earns $78,000 annually as a production assistant. She meets with Howard, her insurance agent, to purchase an accidental death and dismemberment insurance contract. Bernadette fills out the application form, the application is accepted, and the effective date is the date of acceptance of the application. Why is the effective date of Bernadette’s policy the same as the date of acceptance?

She has a low-risk profession.

She is a woman.

She is in her twenties.

There is no medical underwriting.