Kevin owns a construction business and wants to take out accident and sickness insurance to...

Kevin only needs to answer the medical questions.

Kevin only needs to specify how often he engages in the sporting activity.

Kevin needs to complete a special questionnaire, as well as specify how often he engages or intends to engage in the sporting activity in the future.

Kevin needs to complete a special questionnaire as well as specify how often he engages or intends to engage in the sporting activity in the future; thus, an exclusion rider may be required by the insurer.