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Last year, Ezekiel purchased a $100,000 life insurance policy and named his wife Jolene as...

Last year, Ezekiel purchased a $100,000 life insurance policy and named his wife Jolene as an irrevocable beneficiary of the policy. Last week, Ezekiel returned home early from a business trip and decided to surprise his wife instead of calling ahead. He arrived at midnight and not wanting to wake her, entered the house from the back door and left the lights off. Not expecting the intruder to be her husband, Jolene stabbed him in the heart with a kitchen knife. She quickly realized her mistake and called 911. Unfortunately, Ezekiel died in the hospital from his wounds. The police deemed Ezekiel's death as accidental, and no charges were filed. Will the insurer pay the death benefit?

A.

Yes, because Ezekiel’s death was accidental, Jolene did not intend to kill him.

B.

Yes, because Jolene is the designated irrevocable beneficiary.

C.

No, because he died within the first 2 years of purchasing the policy.

D.

No, because Jolene caused his death.

IFSE Institute LLQP Summary

  • Vendor: IFSE Institute
  • Product: LLQP
  • Update on: Feb 3, 2026
  • Questions: 328
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