In a hospital indemnity plan, an elimination period refers to the number of days

In Pennsylvania, ahospital indemnity planpays a fixed daily benefit for each day of hospitalization. Theelimination periodrefers to the number of days the insured must waitfor each hospital staybefore benefits begin. This period resets with every new hospitalization and is distinct from a probationary or waiting period that applies to the policy as a whole. Pennsylvania insurance study guides clarify that elimination periods control claim eligibility on a per-confinement basis, helping insurers manage short-term or minor hospital stays. Options C and D incorrectly describe benefit duration rather than waiting periods, while option A describes an initial policy waiting period, not an elimination period.