Who is usually eligible to enroll in a group health plan?

Under Pennsylvania group health insurance guidelines,full-time employeesare usually eligible to enroll in a group health plan. Group health insurance is designed to provide coverage to a defined class of employees who meet specific employment criteria established by the employer and insurer. Pennsylvania insurance study materials emphasize that eligibility requirements must be applied consistently to avoid unfair discrimination.

Full-time employment status is commonly used because it represents a stable and ongoing employment relationship, which helps insurers manage risk and administrative costs. While some employers may choose to offer coverage to part-time or seasonal employees, this is not the standard requirement under group health insurance rules.

Option A and B are incorrect because part-time and seasonal employees are not automatically eligible unless the employer voluntarily extends coverage. Option D is incorrect because not all employees qualify under standard eligibility guidelines.

Therefore, the correct and verified answer isfull-time employees.