Which two statements apply to SaaS financial botnets?

SaaS financial botnets are often sold as kits, enabling attackers to license and reuse the malicious code easily.

These kits allow attackers to build and operate their own botnets, often targeting financial data or systems.

Financial botnets are typically smaller but more targeted than spamming or DDoS botnets. Botnets are not a defense mechanism, but rather a threat.