A company sells ringtones created from clips of popular songs.

This solution meets the requirements of saving money on storage while keeping the most accessed files readily available for the users. S3 Lifecycle policy can automatically move objects from one storage class to another based on predefined rules. S3 Standard-IA is a lower-cost storage class for data that is accessed less frequently, but requires rapid access when needed. It is suitable for ringtones older than 90 days that are downloaded infrequently.

Option A is incorrect because configuring S3 Standard-IA for the initial storage tier of the objects can incur higher costs for frequent access and retrieval fees. Option B is incorrect because moving the files to S3 Intelligent-Tiering can incur additional monitoring and automation fees that may not be necessary for ringtones older than 90 days. Option C is incorrect because using S3 inventory to manage objects and move them to S3 Standard-IA can be complex and time-consuming, and it does not provide automatic cost savings.