Detailed Answer in Step-by-Step Solution:
Health insurance covers claims incurred during the policy period (A), not after termination (B), unless extended benefits (e.g., COBRA) apply, which is not indicated here.
Claims above the deductible (C), regardless of amount, are payable if covered.
Mental or nervous disorder claims (D) are typically covered unless excluded by the policy, which is not specified.
Thus, claims after termination (B) are the exception.
The Virginia study guide states that health insurance liability ends upon policy termination, barring specific continuation provisions, making post-termination claims generally non-payable. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Coverage Terms."
