Under COBRA, how much of the active-employee cost may be passed on to a surviving...

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), a surviving spouse may continue health coverage after the death of the covered employee. The surviving spouse can be charged up to 102% of the cost of the coverage, which includes the full premium cost (what the employer was paying plus the employee’s portion), with a 2% administrative fee. This ensures the spouse can continue to receive the same benefits as before the employee’s death.