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Insurance Licensing Virginia Insurance License (Virginia-Life-Annuities-and-Health-Insurance) Free Practice Questions

Getting ready for your Insurance Licensing Virginia Insurance License Virginia-Life-Annuities-and-Health-Insurance exam can feel like a big hurdle, right? Don't worry, we've got your back! Jump into our completely free Virginia-Life-Annuities-and-Health-Insurance practice questions - they're just like the real test, designed to help you get comfortable and pinpoint exactly what you need to study more. Let's get you feeling super confident for exam day!

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  5. Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Practice Questions
31. The entire contract clause in a life insurance policy states that the complete contract between...
32. Which is true about an adjustable life insurance policy?
33. The interest that an insurance company earns on life insurance premiums paid helps to:
34. All of the following are types of insurance policy exchanges that can be made without...
35. Which term refers to the period of time from the beginning of confinement to the...
36. An insured with a long-term care (LTC) policy knowingly and intentionally misrepresented relevant facts relating...
37. A coordination of benefits provision is included in group health insurance to reduce:
38. Life insurance policies are required to have all of the following provisions EXCEPT:
39. An agent or insurer who unknowingly violates insurance laws may be charged a maximum penalty...
40. When an HIV test is requested by a health insurer, who signs the consent form?
41. Disability income insurance policies usually provide coverage for loss of income resulting from:
42. A typical disability income insurance policy EXCLUDES benefits for which one of the following causes...
43. What kind of rider may be added to an individual disability income insurance policy to...
44. If an insurer pays an individual health insurance claim during a policy’s grace period:
45. A function performed by both the life insurance agent and the home office underwriter is:
46. A group health insurance contract is between the:
47. Which life insurance rider has the potential to reduce the death benefit?
48. The unwritten authority of an agent to perform incidental acts necessary to fulfill the purpose...
49. Under which one of the following life insurance policies would it be possible to include...
50. (Which table shows the rate of death by age for given groups of people?
51. False advertising regarding insurance policies would be found in all of the following EXCEPT:
52. All of the following are typical health maintenance organization (HMO) preventive care services provided by...
53. When a health insurer requires a covered individual to undergo a physical examination, who chooses...
54. An accelerated benefit rider in a life insurance policy may provide funds to an insured...
55. Which is a lawful cause for cancellation of an individual long-term care insurance policy by...
56. The consideration clause in health insurance usually lists the insured’s consideration given for the policy...
57. Which statement about an adjustable life insurance policy is true?
58. Medical expense insurance typically EXCLUDES payment for treatment of injury or sickness resulting from:
59. Which type of life insurance policy often contains a payor benefit rider?
60. The purchaser of a deferred annuity normally intends that the income benefits will begin:

Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Summary

  • Vendor: Insurance Licensing
  • Product: Virginia-Life-Annuities-and-Health-Insurance
  • Update on: Jan 8, 2026
  • Questions: 150
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TESTED 08 Jan 2026