Free Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Exam Questions & Practice Tests | Page 3

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61. No existing agent’s license will be revoked until:

62. (What is the MINIMUM percentage of employees who must participate in an employer's noncontributory group...

63. In dental insurance coverage, which one of the following typically is EXCLUDED?

64. Which statement is true of trade association groups eligible for group medical benefits?

65. In Virginia, a group health certificate of insurance must contain:

66. An insurance company that agrees to accept all or a portion of a risk covered...

67. If a patient with a preferred provider organization (PPO) chooses to use a non-PPO provider,...

68. Before being tested for HIV, a health insurance applicant must:

69. Disability income insurance policies usually provide coverage for loss of income resulting from:

70. (If an agent misleads a potential insured as to the terms of a policy, it...

71. The length of time for which claims will be paid under a long-term care insurance...

72. A typical disability income insurance policy EXCLUDES benefits for which one of the following causes...

73. (The clause in a life insurance contract that prohibits the insurer from questioning the validity...

74. (Term life insurance may be purchased for all of the following reasons EXCEPT:)

75. Which is true about ownership of a deferred annuity contract?

76. One feature that distinguishes a continuous premium whole life policy from a limited payment whole...

77. Which benefit is usually excluded from major medical plan coverage?

78. A licensee is NOT required by Virginia law to keep which of the following records?

79. The primary purpose of disability income insurance is to:

80. Group term insurance coverage can usually be converted to:

81. A preferred risk classification typically is available for life insurance applicants who:

82. All of the following are underwriting criteria for individual life insurance EXCEPT:

83. (What factor allows some level term policies to provide level premiums?

84. If a long-term care insurance policy is canceled, which benefit would reimburse the insured with...

85. Ambulatory care centers are most often used by patients who require:

86. Coverage under a cancelable health insurance policy may be terminated by:

87. Insurance company medical expense claim forms typically include questions about all of the following EXCEPT:

88. (The value that each party gives to the other in a contract is called:)

89. All of the following are types of insurance policy exchanges that can be made without...

90. A group life insurance plan must insure all eligible employees if the:

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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Summary

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Product: Virginia-Life-Annuities-and-Health-Insurance
Update on: May 9, 2026
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